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    Can You Dispute the Difference in Foreign Transaction Refunds?

    Published/Updated: Jul 7, 2025 · Erica Ho · Under a minute read

    CafeCredit.com

    It seems like one of those things that are a foregone conclusion, but that's the danger of assumptions.

    Recently, we tackled the issue of getting refunds when the original transaction was in a foreign currency. Do you get or lose the difference? Quite mistakenly, it seemed like any amount difference due to forex differences was lost and forever gone. It turns out we were quite wrong.

    On a recent chat with the bank (about another delivery snafu!), the bank representative on the phone elucidated that we could dispute the transaction differences.

    So there it goes: Based on principles, how much do you want that money back?

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    Erica Ho

    Erica Ho

    Erica Ho is a former reporter for TIME in Hong Kong and former geek at Gizmodo and Lifehacker. Her work has appeared in CNN, Yahoo!, MSN, Mashable, Travel + Leisure, Conde Nast Traveler and Quartz to name a few places.

    The good ol' days! I remember creeping as a former The good ol' days! I remember creeping as a former expat, and honestly, stumbling into the most random places as a traveler  😅 

It is not every day you stumble into someone else's living room for a private jazz concert, and if you happen to be down in Mexico City, check out @laa_esquina (send a DM!). 

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